ADJECTIVE | VERB + LOAN | LOAN + VERB | LOAN + NOUN | PREPOSITION | PHRASESADJECTIVE➤large, massive大額/巨額借款➤small小額借款▸➤long-term, short-term長期/短期貸款▸➤high-interest, interest-free, low-interest, no-interest (NAmE) 高息貸款;無息貸款;低息貸款➤adjustable-rate, fixed-rate, variable-rate可調利率/固定利率/可變利率貸款▸➤guaranteed (NAmE) , secured, unsecured擔保貸款;抵押貸款;無抵押貸款◇As it was an unsecured loan, their property was not at risk.因為是無抵押貸款,他們的財產沒有風險。➤home-equity (= in which your house is given as security for the money borrowed) (NAmE) 住房抵押貸款◇Fixed-rate home-equity loans can help cover the cost of a single large purchase.固定利率住房抵押貸款可以幫助支付單項大宗購置費用。➤outstanding未償還貸款◇They used the inheritance to pay off their outstanding loan.他們用繼承的遺產償還了剩餘貸款。➤bad, non-performing壞賬;不良貸款◇a banking system riddled with bad loans充斥壞賬的銀行系統➤business, consumer, personal商業/消費/個人貸款▸➤bank銀行貸款▸➤bridge, bridging, temporary過渡性貸款;臨時貸款➤home, mortgage按揭貸款➤auto, car汽車貸款➤student助學貸款VERB + LOAN➤apply for, ask for, request申請貸款▸➤arrange, get, obtain, raise, take out安排貸款;獲得貸款;籌集貸款◇She had to take out a loan until she could sell her house.在房子賣掉前,她不得不貸一筆款。➤give sb, grant sb, make sb, offer, provide向某人發放貸款;提供貸款◇My bank offered to make me a loan.銀行提出貸給我一筆款子。➤receive收到貸款▸➤pay back, pay off, repay償還貸款;償清貸款▸➤guarantee, secure, underwrite為貸款擔保;為貸款提供抵押;承擔貸款責任◇The banks will not agree to emergency funding unless the government will underwrite the loan.如果政府不為貸款擔保,銀行就不會同意提供應急資金。➤consolidate合併貸款◇If you have several student loans, you can consolidate them into one lump sum.如果你有幾筆助學貸款,可以合併成一個總項。LOAN + VERB➤total sth貸款總額達⋯◇loans totalling / totaling a million euros總計 100 萬歐元的貸款LOAN + NOUN➤application貸款申請▸➤agreement, arrangement, deal (BrE, sport體育) 貸款協議;貸款協定;球員租借協議◇the terms of the loan agreement with the bank與銀行的貸款協議條款◇The striker comes to the Premiership on an 18-month loan deal from Roma.這名前鋒靠着來自羅馬隊的一紙 18 個月的租賃協議進入超級聯賽。➤interest, rate貸款利息/利率➤guarantee貸款擔保▸➤payment, repayment貸款的償還款項◇They were struggling to meet their monthly loan repayments.他們在努力償還每月的貸款。➤facility (especially BrE) 信貸服務◇The bank provides personal loan facilities at competitive rates.這家銀行以極有競爭力的價格提供個人信貸服務。➤period (especially BrE) 借期◇The book must be returned by the end of the loan period.這本書必須在借期內歸還。➤officer (NAmE) 放款員◇a loan officer at a local mortgage company當地一家按揭公司的放款員➤shark放高利貸者◇He ran up massive debts borrowing from loan sharks.他因借高利貸而債台高築。PREPOSITION➤on loan (from)(從⋯)借的◇The paintings are on loan from the Wallace Collection.這些畫是從華萊士收藏館借來的。➤loan from從⋯借來的東西◇a loan from my brother從我哥哥處借來的東西PHRASES➤security for a loan貸款的抵押品◇He had to use his house as security for the loan.他不得不把自己的房子作為貸款的抵押品。➡ topic at business
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