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TOEFL IELTS BNC: 1468 COCA: 1699
loan verb
lend
loan

noun

loan ♦︎ credit ♦︎ mortgage ♦︎ advance ♦︎ overdraftThese are all words for money that a person or an organization such as a bank lends sb. 這些詞均表示借款、貸款。PATTERNS AND COLLOCATIONS 句型和搭配a loan / credit / a mortgage / an advance / an overdraft from sb / an organizationa mortgage / an advance on stha large / huge loan / mortgage / advance / overdraft(a) low-interest loan / credit / mortgage / overdraft(a) cheap loan / credit / mortgage(an) interest-free loan / credit / overdrafta temporary loan / mortgage / overdraft(a) bank loan / credit / mortgage / overdraftto have a loan / a mortgage / an advance / an overdraftto get a loan / credit / a mortgage / an advanceto obtain / arrange / apply for / refuse sb / deny sb (a) loan / credit / a mortgageto take out / request / pay off / repay a loan / mortgage loan [countable] money that an organization such as a bank lends to sb 貸款;借款I'm going to have to take out a bank loan (= to borrow money from a bank) to pay for the car.我得要貸款買車了。It took three years to repay my student loan (= money lent to a student).我用了三年時間才還清助學貸款。He ran up massive debts borrowing from loan sharks (= people who lend money at very high rates of interest).他因借高利貸而負債累累。 see also loan lend verb credit ˈkredɪt [uncountable] an arrangement that you make, for example with a shop, to pay later for sth you buy; money that a bank lends to you 賒購;賒欠;(從銀行借的)借款,貸款We bought the dishwasher on credit.那台洗碗機是我們賒購來的。We offer two months' interest-free credit.我們提供兩個月的免息賒購。Your credit limit is now £2 000.你的信用額度現在爲2 000英鎊。The bank refused further credit to the company.銀行拒絕繼續爲這家公司提供貸款。 see also debit debt NOTE 辨析 Loan or credit?A loan is a particular official agreement to borrow an amount of money and pay it back later; credit is a general term for any money that a bank makes available to a customer, when that customer does not already have that amount in their own account. * loan指的是一種正式貸款協議;credit泛指銀行爲賬戶資金不足的客戶提供的借款。 mortgage ˈmɔːgɪdʒ; NAmE ˈmɔːrgɪdʒ [countable] a legal agreement by which a bank or similar organization lends you money to buy a house or other property, and you pay the money back over a particular number of years; the sum of money that you borrow 按揭;按揭貸款;抵押貸款Do you have a mortage on this house?你這所房子有按揭貸款嗎?Fortunately we've already paid off our mortgage.幸好我們已還清了抵押貸款。Mortgage rates (= of interest) are up again this month.按揭貸款利率本月又上漲了。 mortgage

verb

[transitive] He had to mortgage his house to pay his legal costs.他不得不把房子抵押出去來付訴訟費。
advance [countable, usually singular] money paid for work before it has been done or money paid earlier than expected 預付工資;預付款They offered an advance of £5 000 after the signing of the contract.他們在合同簽訂後預付了5 000英鎊。She asked for an advance on her salary.她要求預支薪金。 see also advance lend overdraft [countable]ˈəʊvədrɑːft; NAmE ˈoʊvərdræftthe amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支額;透支安排She had run up an overdraft of £3 000.她的透支額累計達3 000英鎊。I had to arrange an overdraft to pay for the car.我不得不通過透支來償付購車款。 overdraw

verb

[transitive] (especially BrE) Customers who overdraw their accounts will be charged a fee.透支的存戶須付費。
overdrawn

adjective

I'm overdrawn by £100.我透支了100英鎊。Your account is £200 overdrawn.您的賬戶已透支200英鎊。

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