1N-VAR [oft NOUN n]保险Insurance is an arrangement in which you pay money to a company, and they pay money to you if something unpleasant happens to you, for example if your property is stolen or damaged, or if you get a serious illness. 保险
The insurance company paid out for the stolen jewellery and silver.
保险公司赔付了遭窃的珠宝和银器。
We recommend that you take out travel insurance on all holidays. [+ on]
我们建议您为所有假期都购买旅行保险。
2N-VAR 预防措施;安全保证 If you do something as insurance against something unpleasant happening, you do it to protect yourself in case the unpleasant thing happens. 预防措施;安全保证
The country needs a defence capability as insurance against the unexpected. [+ against]
ADJECTIVE | VERB + INSURANCE | INSURANCE + VERB | INSURANCE + NOUN | PREPOSITION | PHRASESADJECTIVE➤comprehensive綜合險◇fully comprehensive car insurance全面的綜合車險➤adequate充分的保險▸➤additional附加險➤long-term, short-term長期險;短期險▸➤national, social, state國家保險;社會保險➤employer-provided (NAmE) 雇主提供的保險◇Many people are covered by employer-provided health insurance.許多人都有雇主提供的健康保險。➤personal, private人身險▸➤commercial商業保險▸➤compulsory強制保險➤life人壽保險▸➤disability, health, health-care, medical傷殘保險;健康保險;醫療保險➤home, homeowner, house, household (BrE) 房屋保險;房主保險;家庭財產保險➤auto, car, motor (BrE) 汽車保險▸➤travel旅行保險▸➤accident, fire, flood (especially NAmE) 意外/火災/洪災保險▸➤legal-expenses, unemployment, workers' compensation (NAmE) 法律訴訟費用/失業/工傷補償保險➤credit (especially NAmE) 信貸保險▸➤liability, malpractice, professional-indemnity, public-liability, third-party責任/醫療事故/專業責任/公共責任/第三方責任保險▸➤general, universal (especially NAmE) 普通/全民保險◇universal health insurance全民健康保險➤marine海上保險▸➤special特殊保險VERB + INSURANCE➤have, maintain有保險;維持保險◇Do you have fully comprehensive insurance?你有全面的綜合保險嗎?◇The company maintains liability insurance for its directors and officers. (formal) 公司為董事和管理人員長期投保責任險。➤lack (especially NAmE) 缺乏保險◇Millions of Americans lack adequate health insurance.數百萬美國人缺乏充分的健康保險。➤apply for申辦保險➤arrange, buy, get, obtain, purchase, take out辦理保險;買保險;入保;投保◇The contract requires me to arrange my own insurance.合同要求我自己辦理保險事宜。◇The travel agent recommended that I take out travel insurance.旅行社建議我辦理旅行保險。➤afford買得起保險▸➤need需要保險▸➤sell銷售保險▸➤pay支付保險金◇I haven't paid the insurance yet this month.我這個月還沒繳保險金呢。➤claim, claim on (both especially BrE) 索要保險賠償◇She set fire to her house and then claimed insurance.她縱火燒了自己的房子,然後索要保險賠償。◇We claimed for the car repairs on the insurance.我們向保險公司索要汽車修理費用。➤offer (sb)(為某人)辦保險▸➤provide (sb with)(給某人)提供保險INSURANCE + VERB➤cover sb/sth, pay for sth保險包括⋯;保險賠付⋯◇Does your personal accident insurance cover mountain rescue?你的人身意外保險包括山地救援嗎?◇Millions of people in the US are not covered by health insurance.美國有數百萬人享受不到健康保險。◇The insurance will pay for the damage.保險公司將賠付損失。INSURANCE + NOUN➤cover, coverage保險範圍◇insurance cover for bodily injury to third parties第三方人身傷害險➤policy保險單◇a personal insurance policy人身保險單➤plan, programme/program, scheme, system保險方案;保險體系◇a compulsory health insurance system強制健康保險體系◇a national insurance scheme國民保險方案➤contribution, payment, premium保險費◇a monthly insurance premium按月支付的保險費◇Labour has increased national insurance contributions to pay for public services. (BrE) 勞工部提高了國民保險支付金額用於支付公共服務費用。➤costs, rates保險費用/費率◇rising insurance costs不斷上漲的保險費用➤claim保險索賠▸➤benefits, money, payout保險收益;保險金;保險理賠金◇He bought a new suit out of the insurance money.他拿出部份保險金買了一套新西裝。➤services保險服務業▸➤business, industry, market, sector保險業;保險市場▸➤carrier, company, firm, fund, group, provider (especially NAmE) 承保人;保險公司;保險基金;保險集團;保險提供商➤adjuster (NAmE) 損失理算員▸➤agent, broker, salesman, underwriter保險代理人/經紀人/推銷員/承保商▸➤certificate (especially BrE) 保險憑證PREPOSITION➤insurance against防⋯的保險◇More people are taking out insurance against the high cost of dental care.因為牙齒護理費用太高,越來越多的人開始為此辦保險。➤insurance for⋯的保險◇compulsory insurance for personal injury to employees雇員人身傷害的強制保險➤insurance on對⋯的保險◇The court heard that he stood to gain millions in insurance on his wife.法庭審理查明他妻子數百萬元的保險金很可能由他獲得。➤insurance with⋯類別的保險◇Her insurance is with General Accident.她投保的是一般意外險。PHRASES➤a certificate of insurance (especially BrE) 保險憑證➤a contract of insurance (BrE) 保險合同▸➤a period of insurance (BrE) 保險期◇If you make more than two claims in any period of insurance you may lose your no-claims bonus.如果你在任何一段保險期內索賠兩次以上,就可能失去無索賠獎金。